Terms of Service

1. Welcome to RupCredit

Thank you for choosing RupCredit ("we," "our," or "the App"). By accessing or using our services, you agree to these Terms of Use. If you do not agree, please stop using the App immediately.
We may update these terms occasionally. When updates occur, we will revise the "Effective Date" and notify you via the App or our website. Continued use of RupCredit indicates your acceptance of any changes.

2. Who Can Use RupCredit

To use RupCredit, you must:
- Be at least 18 years old and legally capable of entering into contracts.
- Have the authority to accept these terms if you are representing a business or organization.

3. Account Creation and Security

Certain features require account registration. You agree to:
- Provide accurate, current information and keep it updated.
- Safeguard your login credentials and notify us immediately if your account is compromised.
RupCredit is not responsible for losses resulting from unauthorized access due to failure to protect your account.

4. Services Offered

RupCredit helps you manage and understand your credit and financial health. Features may include:
- Credit score generation and monitoring
- Financial insights based on your behavior
- Personalized suggestions to improve your credit
- Credit profile analysis
We may modify, enhance, or remove features at our discretion without prior notice.

5. Your Responsibilities

By using RupCredit, you agree to:
- Provide honest and accurate information
- Use the App only for lawful purposes
- Avoid interfering with the App or disrupting other users’ experiences
- Refrain from fraudulent, abusive, or illegal conduct
You are fully responsible for all activity under your account. Violations may result in account suspension or termination.

6. Prohibited Activities

While using RupCredit, you must NOT:
- Violate any applicable laws or regulations
- Upload malicious software, viruses, or harmful code
- Access systems or data that don’t belong to you
- Harass, threaten, or exploit other users
- Reverse-engineer, tamper with, or decompile the App or our services
We reserve the right to remove users violating these rules and pursue legal action if necessary.

7. Data Use

We handle your personal data in accordance with our Privacy Policy. By using RupCredit, you consent to our collection and use of your data as described in that policy.

8. Limitation of Liability

To the maximum extent permitted by law, RupCredit is not liable for:
- Indirect, incidental, or consequential damages
- Lost profits, income, or business opportunities
- Errors, inaccuracies, or delays in credit data or insights
We aim to provide reliable information but make no guarantees about its completeness or timeliness.

9. Account Suspension and Termination

We may suspend or terminate your account if you violate these Terms or misuse the App. You can also request account closure by contacting support. After closure, you will lose access to all services and data associated with your account.

10. Changes to These Terms

We may revise these Terms at any time. Updates take effect once posted. Continued use of RupCredit after updates indicates your acceptance of the new Terms.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of the jurisdiction where RupCredit operates.
Disputes will be resolved through binding arbitration unless both parties agree to another method.

12. Contact Information

If you have questions or need support, contact us:
📧 Email: support@rupcredit.com