Privacy Policy
1. Welcome to RupCredit
Your privacy is important to us! This policy explains how RupCredit ("we," "us," or "our") collects, uses, and protects the information you share when using our mobile app (the "App").By using our App, you agree to the practices described below. Please read carefully to understand how we handle your data.
2. What We Collect
To give you a secure and personalized experience, we collect certain information, always transmitted securely via HTTPS and stored on our protected servers at https://server.rupcredit.com.
• Personal Details
Name, gender, phone number, PAN, income, and home address.
Purpose: Verify identity and assess credit eligibility.
• Device Information
Device model, operating system, unique device ID, network activity, and installed user profiles.
Purpose: Confirm your device is legitimate and prevent misuse.
• Location Information
Approximate location based on your device.
Purpose: Make sure our services are available in your area.
• Installed App Information
Non-system apps, app updates, and software versions.
Purpose: Improve credit assessments and app personalization.
Name, gender, phone number, PAN, income, and home address.
Purpose: Verify identity and assess credit eligibility.
• Device Information
Device model, operating system, unique device ID, network activity, and installed user profiles.
Purpose: Confirm your device is legitimate and prevent misuse.
• Location Information
Approximate location based on your device.
Purpose: Make sure our services are available in your area.
• Installed App Information
Non-system apps, app updates, and software versions.
Purpose: Improve credit assessments and app personalization.
3. How We Use Your Information
We use your data responsibly to deliver and improve our services, including:• Identity verification and fraud prevention
• Account setup and management
• Sending updates, alerts, and notifications
• Credit assessment and analysis
• Meeting legal obligations (e.g., KYC, AML)
• Customer support and service improvements
• Enhancing app features and personalization
4. Data Retention
We retain your data only as long as necessary for the purposes above or as required by law.
• Account deletion requests: We will erase your personal data unless retention is needed for legal reasons or dispute resolution.
• Non-personal, anonymized data may be stored for analytics and product improvement.
• Non-personal, anonymized data may be stored for analytics and product improvement.
5. How We Protect Your Data
We employ strong safeguards—technical, administrative, and physical—to protect your information.
• Regular system updates and monitoring help prevent unauthorized access or leaks.
• While no system is completely risk-free, we follow industry-standard practices to keep your data safe.
• While no system is completely risk-free, we follow industry-standard practices to keep your data safe.
6. Policy Updates
As RupCredit evolves, this Privacy Policy may change.
• Major updates will be communicated via the app or email.
• Your continued use of RupCredit after changes indicates your acceptance of the updated policy.
• Your continued use of RupCredit after changes indicates your acceptance of the updated policy.
7. Questions or Concerns
We’re here to help. Contact us anytime at: 📧 Email: support@rupcredit.comBy using RupCredit, you agree to the practices described in this Privacy Policy.